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Keyword Search in Debt and Debt Collection
Document !Facts About Bankruptcy
A decision to file for bankruptcy should only be made after determining that bankruptcy is the best way to deal with your financial problems. This web page will answer some of your questions regarding bankruptcy in Delaware. 
Also available: Document BankruptcyBrochure.pdf
Contributed by: Legal Services Corporation of Delaware, Inc.
Last Reviewed: 07/10/2006
Related Topics: Bankruptcy  Home Purchase, Improvement and Foreclosure 
Document Bankruptcy Basics - 2005
Bankruptcy Basics provides basic information to debtors, creditors, court personnel, the media, and the general public on different aspects of the federal bankruptcy laws. It also provides individuals who may be considering bankruptcy with a basic explanation of the different chapters under which a bankruptcy case may be filed and to answer some of the most commonly asked questions about the bankruptcy process. 
Contributed by: Administrative Office of the United States Courts
Last Reviewed: 11/21/2005
Related Topics: Bankruptcy 
Document Collections Guide to Defaulted Student Loans
Student loan borrowers in default now have more options than ever before to repay their student loans. This site will provide you with information on the following loan programs: FFEL, Direct Loans (Federal Stafford and PLUS loans), Federal Perkins Loans, Federal Pell Grants, and FSEOG.  
Contributed by: Federal Student Aid, U. S. Dept. of Education
Last Reviewed: 06/02/2004
Related Topics: Student Loans 
Document Credit Repair Clinics
You can repair your credit yourself -- and save hundreds or even thousands of dollars. 
Contributed by: Nolo
Last Reviewed: 01/20/2004
Related Topics: Bankruptcy  Credit 
Document Credit Reports
Searching for your Free Credit Report? Important information from the Federal Trade Commission, the nation’s consumer protection agency: annualcreditreport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report. 
Contributed by: Federal Trade Commission
Last Reviewed: 05/15/2006
Related Topics: Bankruptcy  Credit 
Document Credit Scoring
Learn what a credit score is and how to improve it. 
Contributed by: Nolo
Last Reviewed: 01/20/2004
Related Topics: Bankruptcy  Credit 
Document Fair Credit Reporting
Some questions consumers commonly ask about consumer reports and Credit Reporting Agencies.  
Contributed by: Federal Trade Commission
Last Reviewed: 01/20/2004
Related Topics: Consumer Laws 
Document Fair Debt Collections
This brochure answers commonly asked questions about your rights under the Fair Debt Collection Practices Act. 
Contributed by: Federal Trade Commission
Last Reviewed: 01/20/2004
Related Topics: Consumer Laws 
Document Federal Wage Garnishment Law
This fact sheet provides general information concerning the amount that may be withheld from a person's earnings under the CCPA and the law's protection from termination because of garnishment for any single debt. 
Contributed by: U. S. Dept. of Labor
Last Reviewed: 01/20/2004
Related Topics: Consumer Laws  Work Support 
Document How to Dispute Credit Report Errors
Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for bankruptcy. 
Contributed by: Federal Trade Commission
Last Reviewed: 06/04/2004
Related Topics: Consumer Laws 
Document How to Request Your Credit Report
Instructions for obtaining a copy of your credit report. 
Contributed by: Legal Services Corporation of Delaware, Inc.
Last Reviewed: 01/20/2004
Related Topics: Credit  Consumer Laws  Bankruptcy 
Document How to Respond to to a Civil Action
Justice of the Peace Court's on-line "how to" assistance with step by step instructions for responding to a civil action. 
Contributed by: JP Court
Last Reviewed: 06/03/2004
Related Topics: Small Claims Court  Consumer Laws  Automobile  Court Forms  Evictions  Landlord/Tenant  Court Procedures and Information 
Document How to Start a Civil Action in the JP Court
Justice of the Peace Court's on-line "how to" assistance with sample forms and instructions for starting a civil action. 
Contributed by: JP Court
Last Reviewed: 06/03/2004
Related Topics: Small Claims Court  Consumer Laws  Automobile  Court Forms  Court Procedures and Information 
Document Rebuilding Credit FAQ
Answers to your questions about improving a poor credit rating.  
Contributed by: Nolo
Last Reviewed: 01/20/2004
Related Topics: Bankruptcy  Credit 
Document Vehicle Repossession in Delaware
When you finance or lease a car, truck or other vehicle, you usually give the creditor an interest in the vehicle to secure the loan debt. This interest allows the creditor to take your vehicle when you have missed loan payments and have not resolved the problem. Read this brochure to find out your rights. 
Contributed by: Legal Services Corporation of Delaware, Inc.
Last Reviewed: 06/02/2004
Related Topics: Automobile 
Document When You Can't Pay Your Student Loans
How to postpone student loan payments or cancel your loans altogether. 
Contributed by: Nolo
Last Reviewed: 01/20/2004
Related Topics: Student Loans  Bankruptcy 

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