Will bankruptcy wipe out all my debts?

No. Bankruptcy will wipe out most debts, but it will NOT normally wipe out:

  • Money owed for child support or alimony, fines, and some taxes;
  • Debts not listed on your bankruptcy petition;
  • Loans you got by knowingly giving false information to a creditor, who reasonably relied on it in making you the loan;
  • Debts resulting from “willful and malicious” harm (such as damages caused by drunk driving);
  • Most student loans;
  • Mortgages and other liens which are not paid in the bankruptcy case (but bankruptcy will wipe out your obligation to pay any additional money if the property is sold by the creditor).

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