Credit Access

See All Topics
Post-Holiday Identity Theft
After the holidays, many of us plan to hit the mall or go online to return gifts or take advantage of post-holiday sales.  Identity thieves recognize this trend and hope to take advantage of distracted consumers.  Here are a few strategies that may help you avoid falling prey to their costly ploys.  
College Students and Credit
For years, credit card companies have marketed directly to students on college campuses, offering t-shirts, free meals, and other freebies, to encourage them to apply for credit card accounts.  But since the Federal Credit Card Accountability, Responsibility, and Disclosure Act became law last February, students are now much less likely to face this scenario.
Identity Theft - Information You Need to Know
A brochure from the American Bar Association and the Law in Public Service Committee of the Tort Trial and Insurance Practice Section containing How to Protect Yourself, What to Do If You’re a Victim.  Contributed by: American Bar Association Last Reviewed: 07/14/2021 Click here to download the document
New Bankruptcy Law Requires Credit Counseling Before Filing
Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education  Contributed by: Federal Trade Commission Last Reviewed: 7/14/21 https://www.ftc.gov/news-events/press-releases/2005/10/new-bankruptcy-l…
How To Request Your Credit Report
Instructions for obtaining a copy of your credit report.  Contributed by: Legal Services Corporation of Delaware, Inc. Last Reviewed: 07/14/2021 Click here to download document
Como Utilizarlas Tarjetas de Credito
Si utiliza las tarjetas de crédito con prudencia, puede evitar problemas crediticios.   Contributed by: Federal Trade Commission Revisado por última vez: 7/14/21 https://www.consumidor.ftc.gov/articulos/s0205-tarjetas-de-credito-sus-…
Automatic Debt Scams
Last Reviewed: 7/14/21 https://www.consumer.ftc.gov/articles/0196-automatic-debit-scams
Rebuilding Credit FAQ
Answers to your questions about improving a poor credit rating.   Contributed by: Nolo Last Reviewed: 6/28/21 http://www.nolo.com/legal-encyclopedia/faqEditorial-29128.html
Payday Loans = Costly Cash
The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.  Contributed by: Federal Trade Commission Last Reviewed: 07/14/2021 Click here to download document
Credit Scoring
Learn what a credit score is and how to improve it.  Contributed by: Nolo Last Reviewed: 6/28/21 http://www.nolo.com/legal-encyclopedia/article-30137.html