Consumer Laws

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Cómo Refutar Errores en los Informes de Crédito
Last Reviewed: 7/14/21 http://www.ftc.gov/bcp/edu/pubs/consumer/credit/scre21.shtm
How to Dispute Credit Report Errors
Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for bankruptcy.  Contributed by: Federal Trade Commission Last Reviewed: 7/14/21 http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm
Foreclosure Rescue Scams
Contributed by: Federal Trade Commission Last Reviewed: 7/14/2021 https://www.consumer.ftc.gov/articles/mortgage-relief-scams
Federal Wage Garnishment Law
This fact sheet provides general information concerning the amount that may be withheld from a person's earnings under the CCPA and the law's protection from termination because of garnishment for any single debt.  Contributed by: U. S. Dept. of Labor Last Reviewed: 6/28/21 https://www.dol.gov/agencies/whd/wage-garnishment
Fair Debt Collection Practices Act
Contributed by: Federal Trade Commission Last Reviewed: 7/14/21 http://www.ftc.gov/os/statutes/fdcpajump.shtm
Fair Credit Reporting Act
15 U.S.C. § 1681 available from the FTC, along with FTC "special highlights" and educational materials.  Contributed by: Federal Trade Commission Last Reviewed: 7/14/21 https://www.ftc.gov/enforcement/statutes/fair-credit-reporting-act
Fair Credit Billing Act
15 USC §1601  Contributed by: Federal Trade Commission Last Reviewed: 7/14/21 http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre16.shtm
Equal Credit Opportunity Act
Title 45 of the U.S. Code, Chapter 41, Subchapter IV, Section 1691.  Contributed by: Legal Information Institute, Cornell Law Last Reviewed: 7/14/21 https://www.law.cornell.edu//uscode/text/15/1691/
Delaware Home Solicitation Act
Tips to protect yourself from high-pressure, door-to-door, ambiguous or misleading contracts and poor quality merchandise  Contributed by: Attorney General, State of Delware Last Reviewed: 6/29/21 http://delcode.delaware.gov/title6/c044/index.shtml
Cómo Evitar el Fraude de Tarjetas de Crédito y Cargo
Last Reviewed: 7/14/21 https://www.consumidor.ftc.gov/articulos/s0216-protejase-contra-el-frau…