Home Purchase, Improvement and Foreclosure

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Owning your own home is the American Dream…but you need to be prepared for its challenges. These tips, tricks, and other information can help make your experience as a homeowner a little easier.  Contributed by: U.S. Department of Housing and Urban Development Last Reviewed: 07/14/2021 https://www.hud.gov/topics/owning
A Consumer's Guide to Today's Manufactured Home  Contributed by: Federal Trade Commission & Manufactured Housing Institute Last Reviewed: 07/29/2019 https://www.unl.edu/smmc/How%20to%20Buy%20a%20Manufactured%20Home.pdf
DSHA offers numerous home rehabilitation programs to low- and moderate-income Delawareans.  Contributed by: Delaware State Housing Authority Last Reviewed: 7/2/21 https://portal.hud.gov/hudportal/HUD?src=/states/delaware/homeownership…
Contributed by: Dept. of Veterans Affairs Last Reviewed: 07/02/21 https://www.benefits.va.gov/homeloans/
Mortgage foreclosure explained specifically under Delaware law.  Contributed by: Legal Services Corporation of Delaware, Inc. Last Reviewed: 07/14/21 http://www.lscd.com/foreclosureInDelaware
Why should I buy, instead of rent? What are HUD homes? Can I become a homebuyer?  Contributed by: U.S. Department of Housing and Urban Development Last Reviewed: 07/25/2019 https://www.hud.gov/topics/common_questions
If you put less than 20 percent down on a home mortgage, lenders often require you to have Private Mortgage Insurance (PMI). The Homeowners Protection Act of 1998 establishes rules for automatic termination and borrower cancellation of PMI on home mortgages.  Contributed by: Federal Trade Commission Last Reviewed: 7/2/21 Click here to download document
There are many advantages to buying a home versus renting one. Links to the Buy vs. Rent Comparison Chart, Buy vs. Rent Calculator, Loan Estimator, Housing Resources, and more.  Last Reviewed: 7/2/21 Is It Better to Rent or Buy? - The New York Times
DSHA offers numerous homeownership programs to low- and moderate- income Delawareans. For more detailed information on any of the programs, please contact the person listed.  Contributed by: Delaware State Housing Authority Last Reviewed: 07/0/2021 Click here to download document
Allows you to calculate how much you can afford to spend on a home.   Last Reviewed: 7/2/21 Home Affordability Calculator - CNNMoney