Home Purchase, Improvement and Foreclosure

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Maintaining and Improving Your Home
Owning your own home is the American Dream…but you need to be prepared for its challenges. These tips, tricks, and other information can help make your experience as a homeowner a little easier.  Contributed by: U.S. Department of Housing and Urban Development Last Reviewed: 07/14/2021 https://www.hud.gov/topics/owning
How to Buy a Manufactured Home
A Consumer's Guide to Today's Manufactured Home  Contributed by: Federal Trade Commission & Manufactured Housing Institute Last Reviewed: 07/29/2019 https://www.unl.edu/smmc/How%20to%20Buy%20a%20Manufactured%20Home.pdf
Home Repair Programs for low- and moderate-income Delawareans
DSHA offers numerous home rehabilitation programs to low- and moderate-income Delawareans.  Contributed by: Delaware State Housing Authority Last Reviewed: 7/2/21 https://portal.hud.gov/hudportal/HUD?src=/states/delaware/homeownership…
Home Loan Guaranty Services for Veterans and the Military
Contributed by: Dept. of Veterans Affairs Last Reviewed: 07/02/21 https://www.benefits.va.gov/homeloans/
Foreclosure In Delaware
Mortgage foreclosure explained specifically under Delaware law.  Contributed by: Legal Services Corporation of Delaware, Inc. Last Reviewed: 07/14/21 http://www.lscd.com/foreclosureInDelaware
Common Questions of First-time Homebuyers
Why should I buy, instead of rent? What are HUD homes? Can I become a homebuyer?  Contributed by: U.S. Department of Housing and Urban Development Last Reviewed: 07/25/2019 https://www.hud.gov/topics/common_questions
Cancellation of Private Mortgage Insurance
If you put less than 20 percent down on a home mortgage, lenders often require you to have Private Mortgage Insurance (PMI). The Homeowners Protection Act of 1998 establishes rules for automatic termination and borrower cancellation of PMI on home mortgages.  Contributed by: Federal Trade Commission Last Reviewed: 7/2/21 Click here to download document
Buying Vs. Renting
There are many advantages to buying a home versus renting one. Links to the Buy vs. Rent Comparison Chart, Buy vs. Rent Calculator, Loan Estimator, Housing Resources, and more.  Last Reviewed: 7/2/21 Is It Better to Rent or Buy? - The New York Times
Buying a Home for low- and moderate- income Delawareans
DSHA offers numerous homeownership programs to low- and moderate- income Delawareans. For more detailed information on any of the programs, please contact the person listed.  Contributed by: Delaware State Housing Authority Last Reviewed: 07/0/2021 Click here to download document
Affordability Calculator
Allows you to calculate how much you can afford to spend on a home.   Last Reviewed: 7/2/21 Home Affordability Calculator - CNNMoney