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Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education  Contributed by: Federal Trade Commission Last Reviewed: 7/14/21
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A decision to file for bankruptcy should only be made after determining that bankruptcy is the best way to deal with your financial problems. This web page cannot explain every aspect of the bankruptcy process. So, if you still have questions after reading it, you should speak with an attorney who is familiar with bankruptcy.