Filter your results
Results 1 - 10 of 79. To narrow results enter search keywords or select filters.
Here are two PAI Forms to download:
PAI Contract
PAI Closure
Know the Law So You Don't Make These Mistakes Too!
Fact #1: ORAL CONTRACTS ARE STILL CONTRACTS
A contract does not need to be in writing to be enforceable under the law. If you promise to buy something and someone else promises to sell it to you, you may have just made a contract. Your promise is the same as signing your name to a contract. This includes renting apartments.
When you finance or lease a car, truck or other vehicle, you usually give the creditor an interest in the vehicle to secure the loan debt. This interest allows the creditor to take your vehicle when you have missed loan payments and have not resolved the problem by contacting the creditor to work out an alternative payment arrangement. When the creditor takes your vehicle, it is called a "repossession." The creditor can repossess your vehicle without going to court and without prior notice unless your security agreement requires notice.
A decision to file for bankruptcy should only be made after determining that bankruptcy is the best way to deal with your financial problems. This web page cannot explain every aspect of the bankruptcy process. So, if you still have questions after reading it, you should speak with an attorney who is familiar with bankruptcy.
Credit scoring
Learn what a credit score is and how to improve it.
Requesting your credit report
Debt Collection FAQ's - A Guide for Consumers (Español)
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Dealing with debt - how to avoid scams
Advice to avoid being taken advantage of by a contractor.
Contributed by: Attorney General, State of Delware
Last Reviewed: 7/14/21
Tips to protect yourself from high-pressure, door-to-door, ambiguous or misleading contracts and poor quality merchandise
Contributed by: Attorney General, State of Delware
Last Reviewed: 6/29/21
Fair Credit Reporting Act
15 U.S.C. § 1681 available from the FTC, along with FTC "special highlights" and educational materials.
Contributed by: Federal Trade Commission
https://www.ftc.gov/enforcement/statutes/fair-credit-reporting-act
Fair Credit Billing Act
15 USC §1601
Contributed by: Federal Trade Commission
This fact sheet provides general information concerning the amount that may be withheld from a person's earnings under the CCPA and the law's protection from termination because of garnishment for any single debt.
Contributed by: U. S. Dept. of Labor
Last Reviewed: 6/28/21
Close
Filter your results
Type
Topics