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A non-profit law firm and community education organization assisting low-income families in Delaware.

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Cancellation of Private Mortgage Insurance
If you put less than 20 percent down on a home mortgage, lenders often require you to have Private Mortgage Insurance (PMI). The Homeowners Protection Act of 1998 establishes rules for automatic termination and borrower cancellation of PMI on home mortgages.  Contributed by: Federal Trade Commission
First-time Homebuyers - Buy or Rent?
Common Questions for First Time Homeowners Why should I buy, instead of rent? What are HUD homes? Can I become a homebuyer?  Contributed by: U.S. Department of Housing and Urban Development   Buying Vs. Renting
Home Loan Guaranty Services for Veterans and the Military
Contributed by: Dept. of Veterans Affairs
HUD Home Repair and Maintenance
Owning your own home is the American Dream…but you need to be prepared for its challenges. These tips, tricks, and other information can help make your experience as a homeowner a little easier.  Contributed by: U.S. Department of Housing and Urban Development
Pay Day Loans
Are pay day loans a crime? See the brochure for more.   Payday Loans = Costly Cash The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price. 
Student Loan Debt Resources
The Parent PLUS loan is a loan option to look into Learn more about it  here.   Student Loan Repayment Plans When it comes time to repay your student loans, you'll be relieved to know that many lenders offer a variety of repayment plans -- some of them quite flexible.  
Frequently Asked Questions by the Office of the Public Advocate
The DPA helps individual consumers and businesses with utility questions and problems.  Contributed by: Division of the Public Advocate
Energy Assistance Programs
Low Income Home Energy Assistance Program (LIHEP) Guidelines and Delaware contact information for LIHEAP.    Catholic Charities - Delaware Energy Assistance Program The Delaware Energy Assistance Program (DEAP) assists low-income households that need help in meeting the cost of home energy used for heating and cooling their homes. 
Funding for Legal Services Corporation of Delaware
This web site was made possible by a grant from the Legal Services Corporation. The web site was developed to establish a collaborative network of information sharing for the purposes of centralizing legal information and expertise on poverty law issues in Delaware, and provide easy access to invaluable legal information including community legal education materials, court forms, volunteer lawyer opportunities and links to additional resources within Delaware. We have more information about the site in our privacy policy, terms of use and legal disclaimer.
How to Collect a Judgment
A judgment in the Justice of the Peace Court is good for three years. Thereafter, court procedures may be used to attempt to collect a judgment only if the judgment is revived by scire facias. This page explains the terms, procedures, and forms you will need to understand to collect a judgment in the JP Court.  Contributed by: Justice of the Peace Court Last Reviewed: 7/14/21

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