A decision to file for bankruptcy should only be made after determining that bankruptcy is the best way to deal with your financial problems. This web page cannot explain every aspect of the bankruptcy process. So, if you still have questions after reading it, you should speak with an attorney who is familiar with bankruptcy.
Credit scoring
Learn what a credit score is and how to improve it.
Requesting your credit report
This fact sheet provides general information concerning the amount that may be withheld from a person's earnings under the CCPA and the law's protection from termination because of garnishment for any single debt.
Contributed by: U. S. Dept. of Labor
Last Reviewed: 6/28/21
Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education
Contributed by: Federal Trade Commission
Last Reviewed: 7/14/21
Presented by the Federal Trade Commission
March 2000
Produced in cooperation with the North American Securities Administrators Association
DSHA offers numerous homeownership programs to low- and moderate- income Delawareans. For more detailed information on any of the programs, please contact the person listed.
Contributed by: Delaware State Housing Authority
If you put less than 20 percent down on a home mortgage, lenders often require you to have Private Mortgage Insurance (PMI). The Homeowners Protection Act of 1998 establishes rules for automatic termination and borrower cancellation of PMI on home mortgages.
Contributed by: Federal Trade Commission
Common Questions for First Time Homeowners
Why should I buy, instead of rent? What are HUD homes? Can I become a homebuyer?
Contributed by: U.S. Department of Housing and Urban Development
Buying Vs. Renting
Contributed by: Dept. of Veterans Affairs