Housing

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In Delaware, a mortgage is a lien against the property granted by the home owner to the lender to secure an obligation to pay the note. The note is a written promise to pay a debt (the loan). When we use the word mortgage, it will generally mean both the mortgage and the note. When you fail to make required payments on your mortgage, your mortgage will be in default. Once you are in default, the lender can start foreclosure proceedings, and you could lose your house if you have no defenses. You will probably receive notices from the lender and/or the court related to foreclosure.
Eviction is the removal of a tenant from rental property by the landlord. This guide will help you understand your rights and options as a tenant. What happens when you violate a lease or landlord-tenant code Most leases include rules and promises by the tenant. Some examples are: a promise to not make noise that disturbs the neighbors or a promise not to run a business out of the house without the landlord’s permission.  
HUD regulates the construction of certain factory built homes, called “manufactured homes.” If you have a problem with your manufactured home, this will explain how to file a complaint.  Contributed by: U. S. Department of Housing (HUD)    
Apartment and rental house hunting can be an adventure, but also a real balancing act. Issues like size, location, move-in date, monthly rent, and extra costs — like parking and utility bills — all factor in to a final decision. And many renters face the added challenge of the long-distance hunt, using websites with rental listings to find a home in another city or state.   Contributed by: Federal Trade Commission
What You Need to Know If you own your trailer and rent a lot in a mobile home park, trailer court, or trailer park, there are some important facts that you need to know about eviction. The new Delaware Manufactured Home Owners and Community Owners Act (MHOCCA) provides you with important rights to protect you and your manufactured home. This brochure offers a summary of your rights relating to termination of your lease agreement.  
Renting an apartment or house is something almost everyone does sooner or later. Whether you already have a place to live or if you are currently searching, this brochure contains some advice that will hopefully make renting a little easier. Please keep in mind that this brochure only has general information and may not fit your specific situation. Call Legal Services if you have any questions.*
Owning your own home is the American Dream…but you need to be prepared for its challenges. These tips, tricks, and other information can help make your experience as a homeowner a little easier.  Contributed by: U.S. Department of Housing and Urban Development